Pet Insurance Coverage Exclusions

In an effort to keep our premiums low, there are some exclusions to our plans.

• Illnesses during the first 30 days of the plan
• Pre-existing and recurring illness or injury prior to the effective date, unless 180 days have past since cure and last treatment
• Behavioral Problems
• Holistic/Homeopathic/herbal supplies or treatment
• Acupuncture
• Chiropractic or rehabilitative therapies
• Costs of breeding/pregnancy
• Grooming and supplies
• Boarding
• Experimental procedures
• Organ transplants
• Elective procedures such as docking of tails, cropping of ears, removal of dew claws
• Time and travel to veterinary hospital
• Congenital and hereditary disorders
• Health certificates or vaccination tags
• Vaccinations other than those mentioned in the plan
• Dental cleanings other than those mentioned in the Choice Plan
• Diagnosis, treatment or surgery related to Anterior Cruciate Ligament (ACL) or Cranial Cruciate Ligament (CCL) damage that occurs or is symptomatic within 12 months of the effective date of coverage.
• Multiple incidents (more than one) of foreign object ingestion in a 12 month period.

Please contact us for more information.
To compare our plans, click here.

NOTE: This is just a sample of the outstanding plans and rates available for your pet. Additional premiums may apply to certain breeds, metropolitan areas, and ages. The plan may not be available in all states, and this is not a complete description of all coverage terms, conditions, and exclusions. Issuance of coverage is subject to underwriting. Premium costs are monthly. Rates and coverage subject to change. See coverage terms for a full description of the scope and limitations of coverage.