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Myths about Pet Insurance


MYTH: Pet insurance works like human insurance.


FACT: Actually, the two types of insurance work differently. With our pet insurance, you can:

  • Use any licensed veterinarian in the United States or Canada; there are no provider lists to choose from.
  • Pay for services at the time received rather than worry about co-pays.
  • Remit a claim form to receive a reimbursement directly instead of keeping track of your membership card and identification number.

MYTH: Older pets are not eligible for coverage.


FACT: All pets, regardless of age, breed or health condition are eligible for our Accident Only Plan! All of our other pet insurance plans allow coverage for dogs prior to turning age 13 and cats prior to turning age 15. We want to protect your pet through a long, rewarding life.



MYTH: Pet insurance plans charge costly per incident deductibles.


FACT: With a Petshealth Care Plan Pet Insurance Plan, you are only responsible for meeting a $100 annual deductible, not per incident! Once it is met, we reimburse 80% of reasonable and customary covered charges.



MYTH: It is difficult to apply for a pet insurance plan.


FACT: It’s quick and easy. You can start by getting a free quote online or calling us at 1-800-807-6724 to speak to one of our friendly representatives.



MYTH: Only specific veterinarians accept pet insurance.


FACT: You can use any licensed veterinarian in the US or Canada with our plans. Even specialist visits are covered (when treatment provided is covered under selected plan).



NOTE: This is not a complete description of all coverage terms, conditions, and exclusions. See coverage terms for a full description of the scope and limitation of coverage.



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