Health Insurance for Dogs and Cats  | 1-800-807-6724
 

Myths About Pet Insurance

MYTH: Pet insurance works like human insurance.

FACT: Actually, the two types of insurance work differently. With our pet insurance, you can:

  • Use any licensed veterinarian in the US or Canada. You don’t need to choose from a list of providers, and you don’t need a referral to see a specialist.

  • Pay the veterinarian for services directly, rather than worrying about office co-pays.

  • Submit a claim form with your receipts to get reimbursed instead of keeping track of a membership card and identification number.


MYTH: Older pets are not eligible for coverage.

FACT: All pets over 8 weeks old are eligible for Level 1 accident coverage regardless of age, breed, or health conditions! Initial enrollment in Levels 2, 3, and 4 is limited to dogs 12 years and under and cats 14 years and under. We’ll never cancel your coverage because of your pet’s age or health.



MYTH: Pet insurance plans charge costly per incident deductibles.

FACT: Our pet insurance has a low $100 annual deductible per pet. In contrast, per incident deductibles require you to pay a new deductible for every single injury or illness, which can really add up. Our deductible only needs to be met once per plan year, no matter how many incidents occur.



MYTH: It is difficult to apply for a pet insurance plan.

FACT: It’s quick and easy. You can start by getting a free quote online or calling us at 1-800-807-6724 to speak to one of our friendly representatives.



MYTH: Only specific veterinarians accept pet insurance.

FACT: You can use any licensed veterinarian in the US or Canada, including specialists and emergency clinics with our pet insurance plans. This way, you can stay with your trusted veterinarian. Plus, you’re even covered when you’re travelling.



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This is not a complete description of all coverage terms, conditions, and limitations; see your plan for a full description. Issuance of coverage is subject to underwriting. Discounts are subject to eligibility requirements. Specific products, features, and discounts may vary and may not be available in all states.
Plans are underwritten by the United States Fire Insurance Company and administered by Petsmarketing Insurance.com Agency, Inc., a subsidiary of the Hartville Group, Inc. The pet insurance program is provided by the Hartville Group, Inc., not the ASPCA.
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